Expats of any nationality must take currency management seriously, it can save and earn you a significant amount of money if and when managed correctly. Conversely, poor currency management can be expensive and result in unnecessary charges, fees and loss of earnings. Below we explore different elements of expat currency management. If you need any […]
While property investing in the UK has long been an attractive, secure and profitable venture for people living abroad, the significant socio-economical changes that have occurred since the 2008 global financial crisis have made UK property investments even more attractive to overseas investors. The trend for renting property in the UK is constantly increasing, with […]
Portugal is an attractive option for those looking to buy a property overseas, not just in terms of location but also for ease of purchase and getting a mortgage. While some people choose to re-mortgage their property in the UK to unlock enough equity to purchase property in Portugal, approaching a bank in Portugal to […]
Expat mortgages are getting tougher to obtain as UK banks continue to tighten the borrowing requirements meaning that specialist assistance is often required to be able to secure an expat mortgage to buy a UK property. Some banks, including RBS and NatWest announced that they were going to stop offering expat mortgages and as of May […]
A structured note is non-mainstream fixed term investment and is made up of two or more derivatives (normally stocks or indexes) which are then tracked over a period of 4-6 years, providing a return to the investor if specific conditions are met. At the end of the term the investor then receives all or some […]
There are many ways that people receive a financial windfall, some predictable other less so. Knowing what to do if you receive a financial windfall is vital to ensure it does not get frittered away. For the lucky few, a significant financial windfall may come from a lottery win, while others may be the recipient […]
Investment platforms are becoming increasingly popular for both experienced and amateur investors and while expats have traditionally had extremely limited options, trustworthy offshore investment platforms now exist specifically designed for people living abroad, or those who wish to invest in a different country. What is an investment platform? They first began entering the market in […]
If you live away from your home country and meet their non-residency requirements, you may be able to benefit from investing your money offshore. But what exactly are the benefits to investing offshore? Offshore Investment Bonds An offshore investment bond is a tax wrapper that can provide tax benefits for expats and non-residents. While they […]
Offshore investment bonds can be a tax efficient investment wrapper often provided by global life insurance firms with the aim to enable investors to grow capital often without attracting any tax. Offshore bonds are regularly used by wealth managers and financial advisers. For a variety of reasons, many expats and UK non-residents have invested in […]
Expat investments vary greatly from the options typically available to non-expats and, specifically, UK residents. Expat investments options themselves can take many guises and for expats can be either onshore or offshore, although for expats, the offshore investment option is considered more favourable due to the tax benefits. Similarly, some more traditional UK based investment options (such as […]